Privacy Policy

Effective Date: 15 June 2023

Prakash72 Platform (Android App, Web, and iOS App), owned and operated by Prakash72 Platforms Private Limited, values the privacy and security of our users.
This Privacy Policy explains how we collect, use, and protect your personal information.
By using the Prakash72 Platform, you consent to the practices described in this policy.

1. Collection of Personal Information

1.1 Prior to Registration

Certain sections and features of Prakash72 can be accessed without registering or disclosing any personal information. However, your web browser or computer may provide us with anonymous visitor data through HTTP cookies.
This data helps us understand the popularity of different areas of Prakash72 and optimize our website.

1.2 Registration

To access our services, invest, and track your portfolio, you must create an account.
During registration, you will provide Login Credentials (username and password) and disclose sensitive information such as:

  • Email address

  • Mobile number

  • Correspondence address

  • Financial details including bank account or payment instrument information

(collectively referred to as “Registration Information”).

1.3 Regulatory Requirements

We may request you to upload images of documents such as:

  • PAN

  • Cancelled cheque

  • Proof of address

  • Signature

  • Profile picture

If you are a partner, additional documents (e.g., ARN card) may be required.
Your consent is implied for providing these documents.

1.4 Additional Information

From time to time, we may ask for additional personal information to meet regulatory requirements or enhance services.
We will only request information necessary for the stated purpose.

1.5 Permissions

The Prakash72 Android App may require certain device permissions including:

  • Contacts → to enable sharing and referral features

  • Camera → to upload photos or documents required for regulatory compliance

Permission is required to use these specific features.

2. Use of Personal Information

We use your personal information to:

  • Contact you

  • Provide and enhance services

  • Carry out actions authorized by you

Your information is handled securely and in accordance with applicable regulations.

3. Accessing and Updating Personal Information

You have the right to access and update your personal information.
To make changes, log in to your account and modify your details.

Some updates may require documentary evidence.
We may request additional proof of identity before disclosing any personal data for security reasons.

Please keep your Login Credentials confidential and report suspected account compromise immediately.

4. Sharing Personal Information

We do not sell or rent your personal information to third parties.

Access to your data is:

  • Restricted

  • Governed by internal security policies

  • Allowed only to authorized personnel

Employees are bound by confidentiality obligations.

Third-party vendors may assist in service delivery, but they are:

  • Contractually obligated

  • Required to maintain strict confidentiality

5. Security Measures

Prakash72 has implemented stringent security measures to prevent:

  • Unauthorized access

  • Alteration

  • Disclosure

  • Destruction of data

All stored information is encrypted and protected from unauthorized access.

6. Legal Obligations

We comply with the Indian Information Technology Act, 2000.

Under Section 43A, Prakash72 maintains reasonable security procedures to protect your data.

We also comply with Regulation 4 of the IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, which grants registered users the right to obtain a readable copy of the personal information we hold about them.

7. Changes to this Privacy Policy

This Privacy Policy is published on the Prakash72 Android App to comply with Indian regulations.

We may periodically update this policy, and any updates become effective immediately upon posting.

We will notify you of significant changes, and your rights under this Privacy Policy will not be reduced without your explicit consent.