Prakash72 Teams
Prakash72 Teams is a Corporate Financial Fitness platform that:
- Develops employees’ skills through interactive workshops.
- Provides tailored financial advice and planning.
- Equips them with smart investment and protection tools.
This is more than financial guidance – it is an integrated wellness platform that enables your employees to proactively manage their finances while providing your business with a solid Return On Investment.
Why Does the Financial Fitness of Employees in India Matter Now More Than Ever?
With the evolution of workplaces, employees have begun experiencing a greater degree of financial stress than ever before. Most organizations take care of physical and mental wellness – yoga sessions, gym memberships, mental wellness days – while ignoring Financial Fitness.
As per the Price Waterhouse Report:
57%
of Indian employees report monetary issues as their primary source of stress.
30%
of high-income earners continue to live precariously from one paycheck to another.
74%
of employees now believe Financial Fitness support should be offered by their employers.
2.2x
Employees suffering from financial stress are 2.2x more likely to quit.
Long-term financial stress can directly transform into business risk. Inadequate Financial Fitness affects productivity, attrition, morale, and even the perception of the company’s brand by its employees.
Companies who invest in their employees’ Financial Fitness in India are reaping the benefits of loyalty, performance, and engagement.
This is exactly where Prakash72 Teams offers value, by combining employees’ money concerns with education, consultation, and action through one integrated platform.
Financial Fitness Needs More Than Just Advice
Here’s why most financial programs fail:
- Lack of individual assistance – generic apps and articles do not solve real issues.
- Lack of tracking – most programs do not incorporate measuring or tracking components.
- Small scope – they do not provide basic products and services like insurance or investment tools.
- Low participation – employees do not engage with the impersonal platforms.
- Capital neglect in planning finances exposes companies to burnout, disengagement, and attrition.
Key Services Offered by Prakash72 Teams
Financial Literacy Workshops
Forget standard boring presentations. Employees gain real knowledge through actual participation in life workshops that teach:
- 1-on-1 with SEBI-registered experts.
- Planning for goals like buying a house, child’s education, or retirement.
- Advice tailored to salary levels, financial commitments, and goals.
Personalized Financial Consultations
Employees don’t just hear about financial concepts – they act on them with guidance.
- 1-on-1 with SEBI-registered experts.
- Planning for goals like buying a house, child’s education, or retirement.
- Advice tailored to salary levels, financial commitments, and goals.
Customized Investment Planning in India
Different risk tolerances and goals from each employee are dealt as Nivesh Teams provide access to:
- Mutual funds
- Fixed deposits and National Pension Scheme (NPS).
- More Sophisticated PMS, AIF and many more products.
- Transparent and Diversified Portfolios.
- AI and Human Recommendations.
End-to-End Financial Solutions
Guidance is one part of the equation. Tools, resources, and supports to implement them are provided by Nivesh Teams.
- Guiding on choosing the right financial product, including the right insurance policy.
- Emergency preparations and retirement planning.
- Goal-based measuring with monitoring dashboards.
- Onboarding and reporting of progress.
How Prakash72 Teams Benefits Your Business?
Employers benefit just as much as employees. Here’s what your business gains:
- Higher Retention: Reduce talent churn by showing real care.
- Better Productivity: Less stress = sharper focus.
- Stronger Culture: Financial empowerment builds trust.
- Improved Job Satisfaction: Employees feel supported in real ways.
Real Stories, Real Change
Before: Credit card debt, no roadmap, underinsured.
After: Cleared high-interest debt, built a financial roadmap, insured his family, and is now investing with clarity and purpose.
Before: Idle savings, no retirement planning, uninsured family.
After: Activated a retirement and tax-saving plan, secured her family, and now mentors younger colleagues on financial fitness.
Before: Confused about savings, unaware of investment options.
After: Started SIPs, saved for marriage and travel, and now feels financially independent.
How to Get Started?
Starting with Prakash72 is easy as 1, 2, 3 and 4! YOU CAN
- Conduct a launch workshop for awareness creation.
- Run a leadership buy-in session for getting the buy-in internally.
- Create a branded shared portal for employees to access planning tools remotely.
- Integrate with HRMS for onboarding and tracking purposes.
Conclusion
Let’s Build a Financially Fit Workforce – Together
“You can’t expect employees to give their best at work if they’re constantly worried about money.”
With this benefit and many more, Prakash72 Teams shifts the expectation of progressive employers in India.
Nurture a culture of Financial Fitness in your organisation.
Frequently Asked Questions
Q1. In what ways does Prakash72 Teams aid in enhancing Financial Fitness in India?
By providing workshops and consultations which empower employees and help them relieve financial stress.
Q2. What topics are covered in the financial literacy workshops?
Budgeting, tax planning, debt management, saving, and investment patterns all aligned with the unique needs of Indian employees.
Q3. Are the financial consultations truly personalized?
Absolutely. Each employee is provided with a financial roadmap based on their income, life stage, and aspirations.
Q4. What's the ROI of offering this to employees?
Reduced attrition and employee turnover while improving retention, productivity, and engagement all contribute to real cost savings.
Q5. Is Prakash72 Teams SEBI and AMFI compliant?
Yes, they have all the requisite registrations and are compliant with India’s financial regulatory systems.